All your spending(yeah, crypto too)in one place. Finally.
500 spots filled!
We've hit our early access limit. Still interested? Reach out directly:
Compatible with top banks, stocks and crypto exchanges
Welcome back
Lorenzo
Buy the scooter, stop renting it!
78
Your financial health: savings, spending & goals
Total Net Worth
€47,832
+40% on dining out this month
Quick Actions
Sound familiar?
5 bank apps. 3 crypto exchanges. 2 brokers.
A spreadsheet you update once a month.
You have no idea what your real net worth is.
Nothing talks to each other.
You deserve better.
Much better.
Meet Spendable
One app that connects all your accounts, tracks your net worth in real time, and helps you budget without the complexity. Traditional finance and crypto, together at last.
- See everything in one dashboard
- Track crypto alongside your bank accounts
- Budget smarter with zero-based budgeting
- Get coached by AI, not judged
BTC
+5.2%
Synced
3 banks
Synced
2 crypto cards
Everything you need
Four powerful features that work together to give you complete control over your finances.
All accounts in one dashboard
Banks, savings, crypto exchanges, stock brokers. Connect them all and see your complete financial picture in real time. No more switching between 10 different apps.
Real net worth tracking
Stop manually calculating your net worth. Watch your wealth grow (or learn from when it doesn't) with real-time updates across all your assets and liabilities.
Smart zero-based budgeting
Give every Euro a job. Our zero-based budgeting system helps you allocate your income intentionally – no spreadsheets required. Just clarity and control.
Spendable Score
Your financial health at a glance, Whoop-style. One number that tells you how you're really doing. Track progress, get personalized insights, and level up your money game.
Good shape!
+5 points from last month
Three simple steps
From chaos to clarity in minutes. Here's how Spendable transforms your financial life.
Connect your accounts
Link your banks, crypto exchanges, and brokers securely. We use bank-level encryption and read-only access.
Connected accounts
3 accounts linked
See your full picture
Watch as your complete financial life comes into focus. Net worth, spending patterns, investment growth.
Net Worth
+12%€47,832
Let Spendable coach you
Get personalized insights, actionable plans, and your Spendable Score. We help you make smarter decisions.
Move €200 to savings this month to boost your score by 3 points.
Frequently asked questions
Everything you need to know about Spendable.
Absolutely. We take security extremely seriously. We use Plaid for bank connections, which means we never see or store your login credentials. All connections are read-only – we can see your data, but we can't move your money. Everything is encrypted with bank-level 256-bit encryption, and we're SOC 2 compliant.
We support over 12,000 financial institutions across Europe and the US through Plaid. For crypto, we integrate with major exchanges including Coinbase, Binance, Kraken, and more. We also support manual entry for assets that can't be connected automatically, like real estate or private investments.
Yes, 100% free. No credit card required. By joining the waitlist, you get early access to the app before everyone else, exclusive founding member benefits, and the chance to help shape the product with your feedback.
We're planning to launch in early 2026. Waitlist members will get first access, with a gradual rollout to ensure everything runs smoothly. We'll keep you updated via email on our progress and when you can expect to get in.
Yes! This is what makes us different. Most budgeting apps completely ignore crypto, and most crypto apps don't help you budget. Spendable brings both worlds together. Track your Bitcoin, Ethereum, and other holdings right alongside your traditional bank accounts and investments. Your full net worth, finally in one place.
Still have questions?
Get in touchThank you all, the 500 spots have been filled!
We've reached our early access limit. We're grateful to everyone who joined. If you're still interested, reach out and we'll keep you in the loop.
500 spots, waitlist complete!
We've filled all 500 early access spots. Thank you to everyone who signed up, we're truly grateful for your support!
Still interested in Spendable? Reach out directly:
500 people already waiting
500 spots filled!
We've hit our early access limit. Still interested? Reach out directly: